household micro-credit refers to credit cooperatives is based on farmers ' credit, the approved amount and within the time limit granted to farmers without collateral, collateral and guarantees of credit. "once approved, balance control, ad-credits, used" feature.
(1) farmers ' small scale credit term according to the business activities of the actual cycle, small production fee loans generally do not exceed one year;
(2) household micro credit lending rates as published by the people's bank lending interest rate and floating range of implementation;
(3) household micro credit loans the same way as other loans.