shenzhen formal credit
credit refers to loans issued to borrowers with credit, borrowers are not required to provide security. which is characterized by the debtor without providing collateral or third-party guaranteed its credibility alone to obtain loans, and the creditworthiness of the borrower as repayment guarantee. this credit is the main lender banks for a long time. because of the way the loan riskier, generally on the borrower's economic benefits, management level, for detailed investigation of the prospects, in order to reduce risk.